Call reports 2004
CAPITAL WEST BANK — 2004
What CAPITAL WEST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 146,012,000 | 155,750,000 | 160,655,000 | 162,507,000 |
| Total loans | 106,757,000 | 106,540,000 | 113,115,000 | 114,447,000 |
| Allowance for loan losses | 805,000 | 838,000 | 848,000 | 924,000 |
| Securities available for sale | 25,501,000 | 26,635,000 | 26,456,000 | 33,080,000 |
| Securities held to maturity | 1,440,000 | 1,759,000 | 1,758,000 | 2,193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,753,000 | 140,032,000 | 144,606,000 | 139,361,000 |
| Interest-bearing deposits | 111,426,000 | 113,669,000 | 123,112,000 | 120,247,000 |
| Noninterest-bearing deposits | 17,327,000 | 26,363,000 | 21,494,000 | 19,114,000 |
| Equity capital | 14,424,000 | 14,177,000 | 14,527,000 | 14,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,024,000 | 4,122,000 | 6,320,000 | 8,580,000 |
| Interest expense | 525,000 | 1,041,000 | 1,572,000 | 2,152,000 |
| Net interest income | 1,499,000 | 3,081,000 | 4,748,000 | 6,428,000 |
| Noninterest income | 150,000 | 315,000 | 475,000 | 647,000 |
| Noninterest expense | 1,126,000 | 2,215,000 | 3,321,000 | 4,426,000 |
| Provision for loan losses | 60,000 | 120,000 | 185,000 | 260,000 |
| Pretax income | 463,000 | 1,075,000 | 1,733,000 | 2,405,000 |
| Income tax | 0 | 0 | -19,000 | -19,000 |
| Net income | 463,000 | 1,075,000 | 1,752,000 | 2,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,057,000 | 14,321,000 | 14,195,000 | 14,331,000 |
| Total capital | 14,862,000 | 15,159,000 | 15,043,000 | 15,255,000 |
| Risk-weighted assets | 106,620,000 | 107,525,000 | 115,337,000 | 116,035,000 |