Call reports 2002
CAPITAL WEST BANK — 2002
What CAPITAL WEST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 121,941,000 | 123,960,000 | 125,450,000 | 123,962,000 |
| Total loans | 79,621,000 | 80,038,000 | 82,327,000 | 83,028,000 |
| Allowance for loan losses | 593,000 | 566,000 | 586,000 | 608,000 |
| Securities available for sale | 27,914,000 | 29,286,000 | 26,971,000 | 27,679,000 |
| Securities held to maturity | 1,018,000 | 1,017,000 | 1,016,000 | 915,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,208,000 | 113,521,000 | 114,502,000 | 113,875,000 |
| Interest-bearing deposits | 94,548,000 | 96,457,000 | 96,028,000 | 95,963,000 |
| Noninterest-bearing deposits | 17,660,000 | 17,064,000 | 18,474,000 | 17,912,000 |
| Equity capital | 8,387,000 | 9,115,000 | 9,542,000 | 9,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,054,000 | 4,112,000 | 6,232,000 | 8,253,000 |
| Interest expense | 728,000 | 1,398,000 | 2,045,000 | 2,650,000 |
| Net interest income | 1,326,000 | 2,714,000 | 4,187,000 | 5,603,000 |
| Noninterest income | 140,000 | 279,000 | 419,000 | 554,000 |
| Noninterest expense | 954,000 | 1,904,000 | 2,859,000 | 3,787,000 |
| Provision for loan losses | 45,000 | 94,000 | 139,000 | 184,000 |
| Pretax income | 467,000 | 996,000 | 1,609,000 | 2,187,000 |
| Income tax | 0 | 0 | 0 | 29,000 |
| Net income | 467,000 | 996,000 | 1,609,000 | 2,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,268,000 | 8,425,000 | 8,635,000 | 8,808,000 |
| Total capital | 8,861,000 | 8,991,000 | 9,221,000 | 9,416,000 |
| Risk-weighted assets | 83,516,000 | 83,798,000 | 86,674,000 | 88,919,000 |