Call reports 2001
CAPITAL WEST BANK — 2001
What CAPITAL WEST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 107,886,000 | 119,413,000 | 118,806,000 | 122,412,000 |
| Total loans | 75,902,000 | 75,200,000 | 77,071,000 | 79,172,000 |
| Allowance for loan losses | 481,000 | 513,000 | 526,000 | 561,000 |
| Securities available for sale | 19,160,000 | 22,077,000 | 28,181,000 | 28,857,000 |
| Securities held to maturity | 2,351,000 | 1,590,000 | 1,369,000 | 1,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,365,000 | 108,820,000 | 107,688,000 | 111,506,000 |
| Interest-bearing deposits | 79,396,000 | 90,879,000 | 90,501,000 | 93,094,000 |
| Noninterest-bearing deposits | 16,969,000 | 17,941,000 | 17,187,000 | 18,412,000 |
| Equity capital | 8,189,000 | 8,229,000 | 8,686,000 | 8,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,183,000 | 4,410,000 | 6,638,000 | 8,808,000 |
| Interest expense | 1,003,000 | 2,058,000 | 3,059,000 | 3,919,000 |
| Net interest income | 1,180,000 | 2,352,000 | 3,579,000 | 4,889,000 |
| Noninterest income | 146,000 | 289,000 | 435,000 | 591,000 |
| Noninterest expense | 818,000 | 1,769,000 | 2,685,000 | 3,618,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 472,000 | 800,000 | 1,221,000 | 1,734,000 |
| Income tax | -5,000 | -5,000 | -5,000 | -5,000 |
| Net income | 477,000 | 805,000 | 1,226,000 | 1,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,848,000 | 7,873,000 | 7,994,000 | 8,142,000 |
| Total capital | 8,329,000 | 8,386,000 | 8,520,000 | 8,703,000 |
| Risk-weighted assets | 73,681,000 | 76,484,000 | 79,230,000 | 81,292,000 |