Call reports 2002
COMMERCIAL STATE BANK OF BONNER SPRINGS — 2002
What COMMERCIAL STATE BANK OF BONNER SPRINGS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 82,411,000 | 83,821,000 | 88,954,000 | 86,861,000 |
| Total loans | 43,243,000 | 41,941,000 | 42,486,000 | 41,651,000 |
| Allowance for loan losses | 561,000 | 567,000 | 568,000 | 549,000 |
| Securities available for sale | 33,998,000 | 35,376,000 | 40,624,000 | 39,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,712,000 | 76,432,000 | 76,694,000 | 75,695,000 |
| Interest-bearing deposits | 64,681,000 | 64,770,000 | 65,073,000 | 64,533,000 |
| Noninterest-bearing deposits | 11,031,000 | 11,662,000 | 11,621,000 | 11,163,000 |
| Equity capital | 6,371,000 | 7,154,000 | 7,664,000 | 7,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,265,000 | 2,562,000 | 3,824,000 | 5,004,000 |
| Interest expense | 476,000 | 934,000 | 1,369,000 | 1,770,000 |
| Net interest income | 789,000 | 1,628,000 | 2,455,000 | 3,234,000 |
| Noninterest income | 166,000 | 353,000 | 544,000 | 725,000 |
| Noninterest expense | 595,000 | 1,199,000 | 1,783,000 | 2,432,000 |
| Provision for loan losses | 40,000 | 80,000 | 105,000 | 140,000 |
| Pretax income | 320,000 | 702,000 | 1,111,000 | 1,387,000 |
| Income tax | 19,000 | 30,000 | 53,000 | 64,000 |
| Net income | 301,000 | 672,000 | 1,058,000 | 1,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,226,000 | 6,498,000 | 6,806,000 | 6,625,000 |
| Total capital | 6,787,000 | 7,065,000 | 7,374,000 | 7,174,000 |
| Risk-weighted assets | 49,597,000 | 48,403,000 | 49,349,000 | 48,115,000 |