Call reports 2001
COMMERCIAL STATE BANK OF BONNER SPRINGS — 2001
What COMMERCIAL STATE BANK OF BONNER SPRINGS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 79,854,000 | 77,266,000 | 77,594,000 | 77,302,000 |
| Total loans | 49,898,000 | 46,762,000 | 46,657,000 | 43,823,000 |
| Allowance for loan losses | 575,000 | 566,000 | 564,000 | 540,000 |
| Securities available for sale | 20,315,000 | 20,941,000 | 24,105,000 | 24,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,278,000 | 70,539,000 | 70,400,000 | 70,246,000 |
| Interest-bearing deposits | 62,030,000 | 60,194,000 | 59,884,000 | 59,666,000 |
| Noninterest-bearing deposits | 11,248,000 | 10,345,000 | 10,516,000 | 10,580,000 |
| Equity capital | 6,172,000 | 6,359,000 | 6,862,000 | 6,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,517,000 | 3,018,000 | 4,436,000 | 5,795,000 |
| Interest expense | 706,000 | 1,370,000 | 1,967,000 | 2,488,000 |
| Net interest income | 811,000 | 1,648,000 | 2,469,000 | 3,307,000 |
| Noninterest income | 163,000 | 343,000 | 516,000 | 706,000 |
| Noninterest expense | 593,000 | 1,216,000 | 1,784,000 | 2,446,000 |
| Provision for loan losses | 60,000 | 60,000 | 110,000 | 175,000 |
| Pretax income | 321,000 | 715,000 | 1,091,000 | 1,392,000 |
| Income tax | 13,000 | 30,000 | 45,000 | 58,000 |
| Net income | 308,000 | 685,000 | 1,046,000 | 1,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,965,000 | 6,210,000 | 6,443,000 | 6,605,000 |
| Total capital | 6,540,000 | 6,776,000 | 7,007,000 | 7,145,000 |
| Risk-weighted assets | 53,803,000 | 51,494,000 | 51,649,000 | 49,089,000 |