Call reports 2025
MIDWEST REGIONAL BANK — 2025
What MIDWEST REGIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,104,470,000 | 1,123,086,000 | 1,090,914,000 | 1,049,767,000 |
| Total loans | 895,619,000 | 920,877,000 | 894,105,000 | 854,814,000 |
| Allowance for loan losses | 10,528,000 | 12,359,000 | 15,043,000 | 16,907,000 |
| Securities available for sale | 47,447,000 | 44,152,000 | 45,907,000 | 45,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 975,224,000 | 982,904,000 | 949,745,000 | 908,950,000 |
| Interest-bearing deposits | 905,488,000 | 907,084,000 | 863,016,000 | 831,410,000 |
| Noninterest-bearing deposits | 69,736,000 | 75,820,000 | 86,729,000 | 77,540,000 |
| Equity capital | 110,224,000 | 110,089,000 | 111,518,000 | 111,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,389,000 | 35,608,000 | 54,399,000 | 72,081,000 |
| Interest expense | 9,640,000 | 18,922,000 | 28,117,000 | 36,732,000 |
| Net interest income | 7,749,000 | 16,686,000 | 26,282,000 | 35,349,000 |
| Noninterest income | 1,468,000 | 3,991,000 | 6,289,000 | 8,748,000 |
| Noninterest expense | 6,491,000 | 15,901,000 | 22,897,000 | 31,249,000 |
| Provision for loan losses | 900,000 | 2,950,000 | 6,760,000 | 10,173,000 |
| Pretax income | 1,826,000 | 1,826,000 | 3,024,000 | 2,898,000 |
| Income tax | 366,000 | 359,000 | 614,000 | 568,000 |
| Net income | 1,460,000 | 1,467,000 | 2,410,000 | 2,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,875,000 | 108,431,000 | 109,436,000 | 109,401,000 |
| Total capital | 119,956,000 | 121,344,000 | 121,711,000 | 121,279,000 |
| Risk-weighted assets | 1,015,944,000 | 1,034,409,000 | 978,754,000 | 944,859,000 |