Call reports 2024
MIDWEST REGIONAL BANK — 2024
What MIDWEST REGIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,068,096,000 | 1,074,989,000 | 1,096,322,000 | 1,103,792,000 |
| Total loans | 870,641,000 | 875,528,000 | 895,037,000 | 905,065,000 |
| Allowance for loan losses | 9,943,000 | 9,917,000 | 10,628,000 | 9,936,000 |
| Securities available for sale | 47,743,000 | 47,912,000 | 49,026,000 | 47,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 939,831,000 | 950,607,000 | 972,407,000 | 979,929,000 |
| Interest-bearing deposits | 851,068,000 | 868,568,000 | 899,533,000 | 895,982,000 |
| Noninterest-bearing deposits | 88,763,000 | 82,039,000 | 72,874,000 | 83,947,000 |
| Equity capital | 96,044,000 | 99,389,000 | 103,310,000 | 103,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 16,957,000 | 35,241,000 | 54,482,000 | 73,031,000 |
| Interest expense | 10,190,000 | 20,685,000 | 31,637,000 | 42,271,000 |
| Net interest income | 6,767,000 | 14,556,000 | 22,845,000 | 30,760,000 |
| Noninterest income | 2,020,000 | 5,363,000 | 7,673,000 | 9,756,000 |
| Noninterest expense | 6,513,000 | 13,363,000 | 19,434,000 | 25,600,000 |
| Provision for loan losses | 587,000 | 953,000 | 1,922,000 | 2,267,000 |
| Pretax income | 1,559,000 | 5,541,000 | 9,019,000 | 12,451,000 |
| Income tax | 343,000 | 1,294,000 | 2,133,000 | 2,907,000 |
| Net income | 1,216,000 | 4,247,000 | 6,886,000 | 9,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,377,000 | 99,161,000 | 101,972,000 | 102,333,000 |
| Total capital | 106,803,000 | 109,496,000 | 113,098,000 | 112,823,000 |
| Risk-weighted assets | 974,045,000 | 989,275,000 | 1,000,540,000 | 995,215,000 |