Call reports 2023
MIDWEST REGIONAL BANK — 2023
What MIDWEST REGIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 939,367,000 | 978,751,000 | 1,004,903,000 | 1,008,901,000 |
| Total loans | 742,899,000 | 774,007,000 | 809,859,000 | 835,459,000 |
| Allowance for loan losses | 12,549,000 | 10,175,000 | 9,871,000 | 10,056,000 |
| Securities available for sale | 86,704,000 | 71,990,000 | 69,578,000 | 62,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 838,654,000 | 848,289,000 | 872,693,000 | 830,483,000 |
| Interest-bearing deposits | 738,352,000 | 751,127,000 | 766,286,000 | 732,079,000 |
| Noninterest-bearing deposits | 100,302,000 | 97,162,000 | 106,407,000 | 98,404,000 |
| Equity capital | 93,143,000 | 95,141,000 | 97,800,000 | 94,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,068,000 | 27,058,000 | 42,287,000 | 58,807,000 |
| Interest expense | 6,737,000 | 13,620,000 | 21,343,000 | 30,400,000 |
| Net interest income | 6,331,000 | 13,438,000 | 20,944,000 | 28,407,000 |
| Noninterest income | 1,924,000 | 4,004,000 | 5,990,000 | 8,053,000 |
| Noninterest expense | 6,237,000 | 12,223,000 | 18,194,000 | 24,051,000 |
| Provision for loan losses | -349,000 | -399,000 | -399,000 | -135,000 |
| Pretax income | 2,018,000 | 5,251,000 | 8,772,000 | 12,065,000 |
| Income tax | 494,000 | 1,221,000 | 1,990,000 | 2,692,000 |
| Net income | 1,524,000 | 4,030,000 | 6,782,000 | 9,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,933,000 | 96,617,000 | 99,477,000 | 95,093,000 |
| Total capital | 104,238,000 | 107,191,000 | 109,747,000 | 105,635,000 |
| Risk-weighted assets | 821,825,000 | 861,479,000 | 906,328,000 | 933,709,000 |