Call reports 2022
MIDWEST REGIONAL BANK — 2022
What MIDWEST REGIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 841,261,000 | 834,837,000 | 928,829,000 | 911,132,000 |
| Total loans | 661,477,000 | 658,058,000 | 743,530,000 | 728,755,000 |
| Allowance for loan losses | 10,641,000 | 10,842,000 | 11,007,000 | 10,009,000 |
| Securities available for sale | 78,321,000 | 72,557,000 | 75,229,000 | 88,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 738,962,000 | 734,759,000 | 710,620,000 | 810,420,000 |
| Interest-bearing deposits | 619,994,000 | 613,101,000 | 586,525,000 | 692,984,000 |
| Noninterest-bearing deposits | 118,968,000 | 121,658,000 | 124,095,000 | 117,436,000 |
| Equity capital | 84,291,000 | 84,697,000 | 86,009,000 | 88,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,787,000 | 15,800,000 | 25,442,000 | 37,036,000 |
| Interest expense | 1,298,000 | 2,824,000 | 5,221,000 | 10,169,000 |
| Net interest income | 6,489,000 | 12,976,000 | 20,221,000 | 26,867,000 |
| Noninterest income | 1,720,000 | 2,677,000 | 4,238,000 | 5,565,000 |
| Noninterest expense | 5,639,000 | 11,075,000 | 16,820,000 | 22,692,000 |
| Provision for loan losses | 825,000 | 1,100,000 | 1,100,000 | 300,000 |
| Pretax income | 1,745,000 | 3,451,000 | 6,512,000 | 9,413,000 |
| Income tax | 454,000 | 861,000 | 1,542,000 | 2,198,000 |
| Net income | 1,291,000 | 2,590,000 | 4,970,000 | 7,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,454,000 | 84,981,000 | 87,482,000 | 89,831,000 |
| Total capital | 97,657,000 | 99,257,000 | 102,918,000 | 104,840,000 |
| Risk-weighted assets | 734,765,000 | 740,552,000 | 834,329,000 | 824,222,000 |