Call reports 2021
MIDWEST REGIONAL BANK — 2021
What MIDWEST REGIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 881,091,000 | 898,895,000 | 847,953,000 | 879,892,000 |
| Total loans | 705,631,000 | 691,365,000 | 658,272,000 | 674,345,000 |
| Allowance for loan losses | 8,398,000 | 9,163,000 | 9,330,000 | 10,814,000 |
| Securities available for sale | 79,597,000 | 66,156,000 | 64,564,000 | 62,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 725,844,000 | 745,579,000 | 737,928,000 | 779,181,000 |
| Interest-bearing deposits | 604,644,000 | 630,199,000 | 624,942,000 | 652,506,000 |
| Noninterest-bearing deposits | 121,200,000 | 115,380,000 | 112,986,000 | 126,675,000 |
| Equity capital | 76,992,000 | 79,778,000 | 83,238,000 | 84,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,234,000 | 16,632,000 | 25,406,000 | 33,468,000 |
| Interest expense | 1,760,000 | 3,361,000 | 4,880,000 | 6,201,000 |
| Net interest income | 6,474,000 | 13,271,000 | 20,526,000 | 27,267,000 |
| Noninterest income | 3,046,000 | 6,136,000 | 9,975,000 | 12,858,000 |
| Noninterest expense | 5,400,000 | 10,956,000 | 16,557,000 | 22,545,000 |
| Provision for loan losses | 1,098,000 | 2,143,000 | 3,488,000 | 4,727,000 |
| Pretax income | 3,022,000 | 6,308,000 | 10,456,000 | 12,853,000 |
| Income tax | 707,000 | 1,364,000 | 2,175,000 | 2,690,000 |
| Net income | 2,315,000 | 4,944,000 | 8,281,000 | 10,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,299,000 | 75,852,000 | 80,020,000 | 82,032,000 |
| Total capital | 86,687,000 | 89,851,000 | 94,051,000 | 96,389,000 |
| Risk-weighted assets | 679,681,000 | 720,002,000 | 722,132,000 | 746,955,000 |