Call reports 2020
MIDWEST REGIONAL BANK — 2020
What MIDWEST REGIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 734,862,000 | 829,909,000 | 866,724,000 | 958,505,000 |
| Total loans | 544,893,000 | 673,100,000 | 700,142,000 | 687,386,000 |
| Allowance for loan losses | 6,501,000 | 6,698,000 | 7,814,000 | 8,037,000 |
| Securities available for sale | 24,058,000 | 56,180,000 | 63,983,000 | 59,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,446,000 | 681,887,000 | 700,937,000 | 803,514,000 |
| Interest-bearing deposits | 605,154,000 | 590,404,000 | 597,758,000 | 696,242,000 |
| Noninterest-bearing deposits | 55,292,000 | 91,483,000 | 103,179,000 | 107,272,000 |
| Equity capital | 65,484,000 | 66,593,000 | 70,843,000 | 73,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,822,000 | 15,186,000 | 23,019,000 | 32,013,000 |
| Interest expense | 3,377,000 | 6,307,000 | 8,854,000 | 10,880,000 |
| Net interest income | 4,445,000 | 8,879,000 | 14,165,000 | 21,133,000 |
| Noninterest income | 1,914,000 | 3,138,000 | 9,578,000 | 12,057,000 |
| Noninterest expense | 5,168,000 | 9,354,000 | 15,021,000 | 20,508,000 |
| Provision for loan losses | 2,025,000 | 2,475,000 | 4,315,000 | 5,977,000 |
| Pretax income | -818,000 | 221,000 | 4,440,000 | 6,751,000 |
| Income tax | -175,000 | 186,000 | 1,294,000 | 1,016,000 |
| Net income | -643,000 | 35,000 | 3,146,000 | 5,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,741,000 | 62,134,000 | 66,541,000 | 69,084,000 |
| Total capital | 73,216,000 | 73,912,000 | 79,446,000 | 82,107,000 |
| Risk-weighted assets | 621,659,000 | 612,838,000 | 635,917,000 | 682,328,000 |