Call reports 2019
MIDWEST REGIONAL BANK — 2019
What MIDWEST REGIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 677,895,000 | 666,692,000 | 644,319,000 | 749,786,000 |
| Total loans | 507,517,000 | 551,312,000 | 540,220,000 | 545,379,000 |
| Allowance for loan losses | 5,049,000 | 5,638,000 | 6,039,000 | 5,485,000 |
| Securities available for sale | 0 | 0 | 31,767,000 | 28,279,000 |
| Securities held to maturity | 33,357,000 | 32,097,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 559,569,000 | 591,644,000 | 552,007,000 | 674,790,000 |
| Interest-bearing deposits | 507,324,000 | 530,423,000 | 494,197,000 | 615,887,000 |
| Noninterest-bearing deposits | 52,245,000 | 61,221,000 | 57,810,000 | 58,903,000 |
| Equity capital | 61,916,000 | 63,104,000 | 65,393,000 | 66,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,558,000 | 15,159,000 | 23,123,000 | 31,169,000 |
| Interest expense | 3,014,000 | 6,152,000 | 9,321,000 | 12,634,000 |
| Net interest income | 4,544,000 | 9,007,000 | 13,802,000 | 18,535,000 |
| Noninterest income | 2,305,000 | 6,115,000 | 9,425,000 | 12,344,000 |
| Noninterest expense | 5,233,000 | 10,625,000 | 15,746,000 | 21,136,000 |
| Provision for loan losses | 450,000 | 3,086,000 | 3,406,000 | 4,667,000 |
| Pretax income | 1,166,000 | 1,411,000 | 4,075,000 | 5,076,000 |
| Income tax | 166,000 | 270,000 | 839,000 | 1,070,000 |
| Net income | 1,000,000 | 1,141,000 | 3,236,000 | 4,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,292,000 | 59,424,000 | 61,499,000 | 62,237,000 |
| Total capital | 68,341,000 | 70,024,000 | 72,504,000 | 72,692,000 |
| Risk-weighted assets | 601,147,000 | 642,375,000 | 631,522,000 | 626,276,000 |