Call reports 2018
MIDWEST REGIONAL BANK — 2018
What MIDWEST REGIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 533,547,000 | 545,117,000 | 617,992,000 | 661,538,000 |
| Total loans | 429,545,000 | 444,238,000 | 459,221,000 | 479,182,000 |
| Allowance for loan losses | 4,363,000 | 4,421,000 | 4,435,000 | 4,636,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 35,909,000 | 35,826,000 | 35,749,000 | 35,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,498,000 | 477,241,000 | 516,634,000 | 545,636,000 |
| Interest-bearing deposits | 333,825,000 | 330,730,000 | 367,319,000 | 470,423,000 |
| Noninterest-bearing deposits | 131,673,000 | 146,511,000 | 149,315,000 | 75,213,000 |
| Equity capital | 49,115,000 | 51,027,000 | 53,882,000 | 60,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,705,000 | 11,867,000 | 18,526,000 | 23,959,000 |
| Interest expense | 1,834,000 | 3,676,000 | 5,636,000 | 8,235,000 |
| Net interest income | 3,871,000 | 8,191,000 | 12,890,000 | 15,724,000 |
| Noninterest income | 1,192,000 | 3,618,000 | 5,620,000 | 10,375,000 |
| Noninterest expense | 4,303,000 | 8,985,000 | 13,922,000 | 18,810,000 |
| Provision for loan losses | 450,000 | 1,350,000 | 1,350,000 | 2,784,000 |
| Pretax income | 310,000 | 1,474,000 | 3,238,000 | 4,505,000 |
| Income tax | 76,000 | 369,000 | 829,000 | 1,155,000 |
| Net income | 234,000 | 1,105,000 | 2,409,000 | 3,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,778,000 | 46,690,000 | 49,545,000 | 57,286,000 |
| Total capital | 54,141,000 | 56,111,000 | 58,980,000 | 66,922,000 |
| Risk-weighted assets | 518,498,000 | 540,574,000 | 557,711,000 | 583,012,000 |