Call reports 2016
MIDWEST REGIONAL BANK — 2016
What MIDWEST REGIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 447,938,000 | 449,037,000 | 457,920,000 | 546,692,000 |
| Total loans | 330,441,000 | 366,842,000 | 377,283,000 | 391,560,000 |
| Allowance for loan losses | 3,598,000 | 3,871,000 | 3,746,000 | 3,580,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 35,554,000 | 34,670,000 | 34,654,000 | 35,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,018,000 | 382,823,000 | 382,715,000 | 487,472,000 |
| Interest-bearing deposits | 341,275,000 | 346,082,000 | 306,473,000 | 353,819,000 |
| Noninterest-bearing deposits | 34,743,000 | 36,741,000 | 76,242,000 | 133,653,000 |
| Equity capital | 38,675,000 | 41,349,000 | 44,487,000 | 44,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,297,000 | 8,703,000 | 13,358,000 | 18,470,000 |
| Interest expense | 977,000 | 1,952,000 | 3,024,000 | 4,277,000 |
| Net interest income | 3,320,000 | 6,751,000 | 10,334,000 | 14,193,000 |
| Noninterest income | 1,506,000 | 3,285,000 | 4,724,000 | 7,222,000 |
| Noninterest expense | 3,432,000 | 6,996,000 | 10,140,000 | 13,932,000 |
| Provision for loan losses | 275,000 | 550,000 | 825,000 | 1,363,000 |
| Pretax income | 1,119,000 | 2,490,000 | 4,093,000 | 6,120,000 |
| Income tax | 411,000 | 896,000 | 1,349,000 | 1,890,000 |
| Net income | 708,000 | 1,594,000 | 2,744,000 | 4,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,682,000 | 38,340,000 | 41,480,000 | 40,438,000 |
| Total capital | 39,280,000 | 42,211,000 | 45,226,000 | 49,018,000 |
| Risk-weighted assets | 386,100,000 | 420,982,000 | 450,883,000 | 457,906,000 |