Call reports 2015
MIDWEST REGIONAL BANK — 2015
What MIDWEST REGIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 357,197,000 | 383,128,000 | 403,766,000 | 417,831,000 |
| Total loans | 298,155,000 | 306,513,000 | 317,390,000 | 324,636,000 |
| Allowance for loan losses | 3,021,000 | 3,177,000 | 3,289,000 | 3,304,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,856,000 | 7,560,000 | 30,546,000 | 34,925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,116,000 | 340,883,000 | 359,090,000 | 372,667,000 |
| Interest-bearing deposits | 283,735,000 | 287,885,000 | 294,624,000 | 283,836,000 |
| Noninterest-bearing deposits | 30,381,000 | 52,998,000 | 64,466,000 | 88,831,000 |
| Equity capital | 32,229,000 | 33,362,000 | 36,492,000 | 37,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,540,000 | 7,260,000 | 11,198,000 | 15,376,000 |
| Interest expense | 757,000 | 1,593,000 | 2,467,000 | 3,416,000 |
| Net interest income | 2,783,000 | 5,667,000 | 8,731,000 | 11,960,000 |
| Noninterest income | 628,000 | 2,085,000 | 4,023,000 | 6,740,000 |
| Noninterest expense | 2,707,000 | 5,469,000 | 8,434,000 | 11,974,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 900,000 |
| Pretax income | 554,000 | 1,983,000 | 3,870,000 | 5,826,000 |
| Income tax | 234,000 | 785,000 | 1,573,000 | 2,288,000 |
| Net income | 320,000 | 1,198,000 | 2,297,000 | 3,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,436,000 | 30,571,000 | 33,701,000 | 34,671,000 |
| Total capital | 32,457,000 | 33,748,000 | 36,990,000 | 37,975,000 |
| Risk-weighted assets | 318,370,000 | 331,622,000 | 366,631,000 | 376,274,000 |