Call reports 2014
MIDWEST REGIONAL BANK — 2014
What MIDWEST REGIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 281,819,000 | 295,114,000 | 319,543,000 | 343,705,000 |
| Total loans | 228,712,000 | 239,189,000 | 258,325,000 | 284,465,000 |
| Allowance for loan losses | 2,295,000 | 2,372,000 | 2,525,000 | 2,905,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,136,000 | 7,115,000 | 7,094,000 | 7,055,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,454,000 | 242,059,000 | 274,201,000 | 286,285,000 |
| Interest-bearing deposits | 214,434,000 | 215,056,000 | 245,785,000 | 255,450,000 |
| Noninterest-bearing deposits | 25,020,000 | 27,003,000 | 28,416,000 | 30,835,000 |
| Equity capital | 25,453,000 | 26,035,000 | 27,691,000 | 29,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,763,000 | 5,726,000 | 8,899,000 | 12,381,000 |
| Interest expense | 638,000 | 1,262,000 | 1,913,000 | 2,634,000 |
| Net interest income | 2,125,000 | 4,464,000 | 6,986,000 | 9,747,000 |
| Noninterest income | 1,029,000 | 2,006,000 | 3,260,000 | 4,697,000 |
| Noninterest expense | 2,174,000 | 4,409,000 | 6,906,000 | 9,699,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 860,000 |
| Pretax income | 830,000 | 1,761,000 | 2,890,000 | 3,885,000 |
| Income tax | 372,000 | 738,000 | 1,227,000 | 1,644,000 |
| Net income | 458,000 | 1,023,000 | 1,663,000 | 2,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,626,000 | 23,211,000 | 24,871,000 | 26,969,000 |
| Total capital | 24,921,000 | 25,583,000 | 27,396,000 | 29,874,000 |
| Risk-weighted assets | 240,439,000 | 251,700,000 | 268,977,000 | 289,297,000 |