Call reports 2013
MIDWEST REGIONAL BANK — 2013
What MIDWEST REGIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 215,004,000 | 236,864,000 | 255,802,000 | 283,136,000 |
| Total loans | 163,992,000 | 177,505,000 | 195,545,000 | 215,541,000 |
| Allowance for loan losses | 1,787,000 | 1,851,000 | 1,986,000 | 2,142,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,122,000 | 7,133,000 | 7,111,000 | 7,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,730,000 | 183,688,000 | 215,446,000 | 228,398,000 |
| Interest-bearing deposits | 167,673,000 | 166,072,000 | 198,471,000 | 207,722,000 |
| Noninterest-bearing deposits | 15,057,000 | 17,616,000 | 16,975,000 | 20,676,000 |
| Equity capital | 19,572,000 | 20,804,000 | 23,288,000 | 24,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,157,000 | 4,436,000 | 6,959,000 | 9,686,000 |
| Interest expense | 532,000 | 1,097,000 | 1,670,000 | 2,300,000 |
| Net interest income | 1,625,000 | 3,339,000 | 5,289,000 | 7,386,000 |
| Noninterest income | 597,000 | 1,146,000 | 2,172,000 | 3,111,000 |
| Noninterest expense | 1,824,000 | 3,676,000 | 5,797,000 | 7,944,000 |
| Provision for loan losses | 90,000 | 180,000 | 320,000 | 565,000 |
| Pretax income | 308,000 | 629,000 | 1,344,000 | 1,988,000 |
| Income tax | 106,000 | 217,000 | 468,000 | 693,000 |
| Net income | 202,000 | 412,000 | 876,000 | 1,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,732,000 | 17,967,000 | 20,455,000 | 21,646,000 |
| Total capital | 18,519,000 | 19,818,000 | 22,441,000 | 23,788,000 |
| Risk-weighted assets | 173,526,000 | 189,168,000 | 205,909,000 | 233,078,000 |