Call reports 2012
MIDWEST REGIONAL BANK — 2012
What MIDWEST REGIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 146,777,000 | 151,864,000 | 176,181,000 | 205,207,000 |
| Total loans | 105,416,000 | 105,780,000 | 131,180,000 | 155,540,000 |
| Allowance for loan losses | 1,234,000 | 1,225,000 | 1,379,000 | 1,692,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,678,000 | 5,659,000 | 5,137,000 | 5,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,862,000 | 130,475,000 | 143,395,000 | 171,752,000 |
| Interest-bearing deposits | 115,554,000 | 120,285,000 | 127,074,000 | 155,242,000 |
| Noninterest-bearing deposits | 10,308,000 | 10,190,000 | 16,321,000 | 16,510,000 |
| Equity capital | 15,127,000 | 15,367,000 | 16,605,000 | 18,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,610,000 | 3,225,000 | 4,988,000 | 7,072,000 |
| Interest expense | 470,000 | 952,000 | 1,449,000 | 1,956,000 |
| Net interest income | 1,140,000 | 2,273,000 | 3,539,000 | 5,116,000 |
| Noninterest income | 491,000 | 1,160,000 | 1,730,000 | 2,641,000 |
| Noninterest expense | 1,362,000 | 2,867,000 | 4,322,000 | 6,461,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 450,000 |
| Pretax income | 269,000 | 566,000 | 797,000 | 846,000 |
| Income tax | 90,000 | 157,000 | 162,000 | -20,000 |
| Net income | 179,000 | 409,000 | 635,000 | 866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,274,000 | 12,517,000 | 13,758,000 | 16,007,000 |
| Total capital | 13,508,000 | 13,742,000 | 15,137,000 | 17,699,000 |
| Risk-weighted assets | 111,062,000 | 112,848,000 | 140,048,000 | 164,676,000 |