Call reports 2011
MIDWEST REGIONAL BANK — 2011
What MIDWEST REGIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 103,393,000 | 107,648,000 | 116,920,000 | 126,477,000 |
| Total loans | 73,344,000 | 77,389,000 | 90,493,000 | 98,577,000 |
| Allowance for loan losses | 1,090,000 | 1,079,000 | 1,087,000 | 1,226,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,754,000 | 5,752,000 | 5,775,000 | 3,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,517,000 | 89,562,000 | 93,057,000 | 105,454,000 |
| Interest-bearing deposits | 77,621,000 | 80,086,000 | 84,203,000 | 95,463,000 |
| Noninterest-bearing deposits | 7,896,000 | 9,476,000 | 8,854,000 | 9,991,000 |
| Equity capital | 12,080,000 | 12,407,000 | 12,595,000 | 13,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,199,000 | 2,418,000 | 3,742,000 | 5,251,000 |
| Interest expense | 426,000 | 859,000 | 1,286,000 | 1,709,000 |
| Net interest income | 773,000 | 1,559,000 | 2,456,000 | 3,542,000 |
| Noninterest income | 155,000 | 839,000 | 1,138,000 | 1,616,000 |
| Noninterest expense | 933,000 | 1,983,000 | 2,945,000 | 4,142,000 |
| Provision for loan losses | 195,000 | 195,000 | 195,000 | 358,000 |
| Pretax income | -200,000 | 220,000 | 454,000 | 658,000 |
| Income tax | -30,000 | 69,000 | 120,000 | 184,000 |
| Net income | -170,000 | 151,000 | 334,000 | 474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,990,000 | 9,344,000 | 9,735,000 | 10,286,000 |
| Total capital | 9,948,000 | 10,364,000 | 10,822,000 | 11,512,000 |
| Risk-weighted assets | 76,432,000 | 81,449,000 | 94,200,000 | 104,380,000 |