Call reports 2010
MIDWEST REGIONAL BANK — 2010
What MIDWEST REGIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 72,567,000 | 81,008,000 | 91,166,000 | 98,903,000 |
| Total loans | 61,491,000 | 59,946,000 | 70,032,000 | 75,641,000 |
| Allowance for loan losses | 949,000 | 953,000 | 875,000 | 867,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,748,000 | 4,046,000 | 4,258,000 | 5,756,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,145,000 | 65,495,000 | 74,550,000 | 82,179,000 |
| Interest-bearing deposits | 51,815,000 | 60,795,000 | 68,292,000 | 73,881,000 |
| Noninterest-bearing deposits | 4,330,000 | 4,700,000 | 6,258,000 | 8,298,000 |
| Equity capital | 9,995,000 | 10,018,000 | 11,031,000 | 11,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,876,000 | 2,883,000 | 4,035,000 |
| Interest expense | 394,000 | 765,000 | 1,190,000 | 1,630,000 |
| Net interest income | 515,000 | 1,111,000 | 1,693,000 | 2,405,000 |
| Noninterest income | 113,000 | 195,000 | 343,000 | 596,000 |
| Noninterest expense | 552,000 | 1,190,000 | 1,905,000 | 2,850,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 116,000 | 131,000 | 151,000 |
| Income tax | 25,000 | 42,000 | 44,000 | 29,000 |
| Net income | 51,000 | 74,000 | 87,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,706,000 | 6,732,000 | 7,748,000 | 7,991,000 |
| Total capital | 7,509,000 | 7,540,000 | 8,623,000 | 8,858,000 |
| Risk-weighted assets | 64,108,000 | 64,515,000 | 73,738,000 | 78,553,000 |