Call reports 2009
MIDWEST REGIONAL BANK — 2009
What MIDWEST REGIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 54,000,000 | 54,631,000 | 63,563,000 | 73,315,000 |
| Total loans | 29,708,000 | 35,180,000 | 41,767,000 | 55,194,000 |
| Allowance for loan losses | 363,000 | 501,000 | 469,000 | 950,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 300,000 | 360,000 | 869,000 | 1,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,113,000 | 41,500,000 | 48,535,000 | 58,933,000 |
| Interest-bearing deposits | 37,960,000 | 37,730,000 | 45,878,000 | 55,638,000 |
| Noninterest-bearing deposits | 2,153,000 | 3,770,000 | 2,657,000 | 3,295,000 |
| Equity capital | 8,691,000 | 7,887,000 | 9,672,000 | 8,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,081,000 | 1,747,000 | 2,516,000 |
| Interest expense | 313,000 | 663,000 | 1,010,000 | 1,421,000 |
| Net interest income | 207,000 | 418,000 | 737,000 | 1,095,000 |
| Noninterest income | 66,000 | 98,000 | 126,000 | 171,000 |
| Noninterest expense | 362,000 | 865,000 | 1,482,000 | 2,267,000 |
| Provision for loan losses | 0 | 915,000 | 915,000 | 1,777,000 |
| Pretax income | -89,000 | -1,264,000 | -1,534,000 | -2,778,000 |
| Income tax | -28,000 | -399,000 | -454,000 | -470,000 |
| Net income | -61,000 | -865,000 | -1,080,000 | -2,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,799,000 | 4,510,000 | 6,298,000 | 5,652,000 |
| Total capital | 6,162,000 | 5,011,000 | 6,767,000 | 6,385,000 |
| Risk-weighted assets | 35,902,000 | 41,264,000 | 46,173,000 | 58,065,000 |