Call reports 2007
MIDWEST REGIONAL BANK — 2007
What MIDWEST REGIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 19,728,000 | 19,985,000 | 20,191,000 | 26,213,000 |
| Total loans | 15,356,000 | 15,873,000 | 15,802,000 | 15,452,000 |
| Allowance for loan losses | 261,000 | 264,000 | 241,000 | 402,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 298,000 | 198,000 | 199,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,088,000 | 18,291,000 | 18,446,000 | 20,255,000 |
| Interest-bearing deposits | 16,240,000 | 16,353,000 | 16,660,000 | 18,308,000 |
| Noninterest-bearing deposits | 1,848,000 | 1,938,000 | 1,786,000 | 1,947,000 |
| Equity capital | 1,548,000 | 1,602,000 | 1,651,000 | 5,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 784,000 | 1,176,000 | 154,000 |
| Interest expense | 166,000 | 339,000 | 517,000 | 74,000 |
| Net interest income | 223,000 | 445,000 | 659,000 | 80,000 |
| Noninterest income | 17,000 | 41,000 | 48,000 | 9,000 |
| Noninterest expense | 139,000 | 267,000 | 405,000 | 59,000 |
| Provision for loan losses | 0 | 3,000 | 3,000 | 160,000 |
| Pretax income | 101,000 | 216,000 | 299,000 | -130,000 |
| Income tax | 1,000 | 62,000 | 96,000 | 14,000 |
| Net income | 100,000 | 154,000 | 203,000 | -144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,548,000 | 1,602,000 | 1,651,000 | 2,979,000 |
| Total capital | 1,723,000 | 1,783,000 | 1,829,000 | 3,164,000 |
| Risk-weighted assets | 13,880,000 | 14,366,000 | 14,162,000 | 14,569,000 |