Call reports 2006
MIDWEST REGIONAL BANK — 2006
What MIDWEST REGIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 19,608,000 | 20,264,000 | 20,542,000 | 19,609,000 |
| Total loans | 14,230,000 | 14,303,000 | 14,687,000 | 14,815,000 |
| Allowance for loan losses | 247,000 | 254,000 | 264,000 | 261,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 297,000 | 297,000 | 298,000 | 298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,081,000 | 18,722,000 | 18,931,000 | 17,958,000 |
| Interest-bearing deposits | 16,537,000 | 16,875,000 | 17,265,000 | 16,147,000 |
| Noninterest-bearing deposits | 1,545,000 | 1,847,000 | 1,666,000 | 1,811,000 |
| Equity capital | 1,426,000 | 1,467,000 | 1,522,000 | 1,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 725,000 | 1,108,000 | 1,505,000 |
| Interest expense | 124,000 | 264,000 | 421,000 | 585,000 |
| Net interest income | 224,000 | 461,000 | 687,000 | 920,000 |
| Noninterest income | 21,000 | 37,000 | 55,000 | 71,000 |
| Noninterest expense | 133,000 | 266,000 | 401,000 | 538,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 100,000 | 208,000 | 305,000 | 405,000 |
| Income tax | 46,000 | 113,000 | 155,000 | 213,000 |
| Net income | 54,000 | 95,000 | 150,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,426,000 | 1,467,000 | 1,522,000 | 1,564,000 |
| Total capital | 1,595,000 | 1,636,000 | 1,694,000 | 1,732,000 |
| Risk-weighted assets | 13,436,000 | 13,410,000 | 13,686,000 | 13,325,000 |