Call reports 2003
MIDWEST REGIONAL BANK — 2003
What MIDWEST REGIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 18,735,000 | 18,539,000 | 18,497,000 | 18,285,000 |
| Total loans | 11,945,000 | 11,085,000 | 11,386,000 | 12,466,000 |
| Allowance for loan losses | 192,000 | 198,000 | 204,000 | 198,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 102,000 | 102,000 | 101,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,417,000 | 17,225,000 | 17,083,000 | 16,813,000 |
| Interest-bearing deposits | 15,776,000 | 16,015,000 | 15,983,000 | 15,484,000 |
| Noninterest-bearing deposits | 1,640,000 | 1,210,000 | 1,100,000 | 1,329,000 |
| Equity capital | 1,244,000 | 1,249,000 | 1,343,000 | 1,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 560,000 | 838,000 | 1,123,000 |
| Interest expense | 113,000 | 225,000 | 325,000 | 419,000 |
| Net interest income | 166,000 | 335,000 | 513,000 | 704,000 |
| Noninterest income | 16,000 | 29,000 | 42,000 | 58,000 |
| Noninterest expense | 88,000 | 177,000 | 244,000 | 349,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 88,000 | 175,000 | 293,000 | 389,000 |
| Income tax | 19,000 | 100,000 | 124,000 | 153,000 |
| Net income | 69,000 | 75,000 | 169,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,244,000 | 1,249,000 | 1,343,000 | 1,410,000 |
| Total capital | 1,394,000 | 1,390,000 | 1,482,000 | 1,560,000 |
| Risk-weighted assets | 11,920,000 | 11,207,000 | 11,069,000 | 11,948,000 |