Call reports 2002
MIDWEST REGIONAL BANK — 2002
What MIDWEST REGIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 15,129,000 | 14,602,000 | 14,486,000 | 17,164,000 |
| Total loans | 9,136,000 | 9,527,000 | 10,272,000 | 11,189,000 |
| Allowance for loan losses | 202,000 | 208,000 | 215,000 | 186,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 300,000 | 200,000 | 200,000 | 203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,977,000 | 13,431,000 | 13,261,000 | 15,926,000 |
| Interest-bearing deposits | 12,530,000 | 12,074,000 | 12,066,000 | 14,549,000 |
| Noninterest-bearing deposits | 1,447,000 | 1,357,000 | 1,195,000 | 1,377,000 |
| Equity capital | 1,061,000 | 1,090,000 | 1,160,000 | 1,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 501,000 | 758,000 | 1,024,000 |
| Interest expense | 131,000 | 248,000 | 343,000 | 443,000 |
| Net interest income | 119,000 | 253,000 | 415,000 | 581,000 |
| Noninterest income | 13,000 | 28,000 | 43,000 | 58,000 |
| Noninterest expense | 81,000 | 161,000 | 243,000 | 327,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 45,000 | 108,000 | 197,000 | 288,000 |
| Income tax | 7,000 | 12,000 | 31,000 | 50,000 |
| Net income | 38,000 | 96,000 | 166,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,061,000 | 1,090,000 | 1,160,000 | 1,174,000 |
| Total capital | 1,175,000 | 1,205,000 | 1,280,000 | 1,308,000 |
| Risk-weighted assets | 9,043,000 | 9,145,000 | 9,541,000 | 10,661,000 |