Call reports 2001
MIDWEST REGIONAL BANK — 2001
What MIDWEST REGIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 14,455,000 | 14,322,000 | 15,040,000 | 15,099,000 |
| Total loans | 8,550,000 | 8,491,000 | 9,024,000 | 9,222,000 |
| Allowance for loan losses | 185,000 | 191,000 | 188,000 | 195,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 301,000 | 300,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,350,000 | 13,238,000 | 13,961,000 | 13,983,000 |
| Interest-bearing deposits | 11,883,000 | 12,050,000 | 12,623,000 | 12,455,000 |
| Noninterest-bearing deposits | 1,467,000 | 1,189,000 | 1,338,000 | 1,528,000 |
| Equity capital | 986,000 | 967,000 | 972,000 | 1,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 562,000 | 841,000 | 1,104,000 |
| Interest expense | 159,000 | 327,000 | 485,000 | 636,000 |
| Net interest income | 124,000 | 235,000 | 356,000 | 468,000 |
| Noninterest income | 16,000 | 35,000 | 46,000 | 64,000 |
| Noninterest expense | 81,000 | 181,000 | 266,000 | 362,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 53,000 | 77,000 | 118,000 | 146,000 |
| Income tax | 19,000 | 61,000 | 99,000 | 75,000 |
| Net income | 34,000 | 16,000 | 19,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 986,000 | 967,000 | 972,000 | 1,023,000 |
| Total capital | 1,094,000 | 1,072,000 | 1,085,000 | 1,138,000 |
| Risk-weighted assets | 8,588,000 | 8,285,000 | 8,969,000 | 9,156,000 |