Call reports 2025
OTTOVILLE BANK COMPANY, THE — 2025
What OTTOVILLE BANK COMPANY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 92,028,000 | 92,991,000 | 94,475,000 | 92,286,000 |
| Total loans | 43,299,000 | 42,868,000 | 40,060,000 | 41,563,000 |
| Allowance for loan losses | 1,155,000 | 1,170,000 | 1,185,000 | 1,181,000 |
| Securities available for sale | 27,814,000 | 26,759,000 | 35,127,000 | 34,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,150,000 | 72,828,000 | 74,050,000 | 71,370,000 |
| Interest-bearing deposits | 58,734,000 | 58,789,000 | 58,205,000 | 57,028,000 |
| Noninterest-bearing deposits | 13,416,000 | 14,039,000 | 15,845,000 | 14,342,000 |
| Equity capital | 17,928,000 | 18,260,000 | 18,570,000 | 18,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,945,000 | 2,919,000 | 3,915,000 |
| Interest expense | 238,000 | 460,000 | 683,000 | 900,000 |
| Net interest income | 722,000 | 1,485,000 | 2,236,000 | 3,015,000 |
| Noninterest income | 55,000 | 127,000 | 190,000 | 255,000 |
| Noninterest expense | 400,000 | 787,000 | 1,192,000 | 1,688,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 362,000 | 795,000 | 1,189,000 | 1,522,000 |
| Income tax | 58,000 | 109,000 | 168,000 | 234,000 |
| Net income | 304,000 | 686,000 | 1,021,000 | 1,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,276,000 | 19,659,000 | 19,580,000 | 19,848,000 |