Call reports 2024
OTTOVILLE BANK COMPANY, THE — 2024
What OTTOVILLE BANK COMPANY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 90,165,000 | 92,793,000 | 95,601,000 | 95,666,000 |
| Total loans | 45,251,000 | 44,005,000 | 47,122,000 | 43,367,000 |
| Allowance for loan losses | 1,094,000 | 1,109,000 | 1,124,000 | 1,140,000 |
| Securities available for sale | 26,629,000 | 26,350,000 | 26,231,000 | 27,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,736,000 | 73,113,000 | 75,527,000 | 75,709,000 |
| Interest-bearing deposits | 57,963,000 | 58,649,000 | 60,826,000 | 60,780,000 |
| Noninterest-bearing deposits | 12,773,000 | 14,464,000 | 14,701,000 | 14,929,000 |
| Equity capital | 17,274,000 | 17,586,000 | 18,010,000 | 17,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,863,000 | 2,891,000 | 3,928,000 |
| Interest expense | 199,000 | 437,000 | 702,000 | 972,000 |
| Net interest income | 699,000 | 1,426,000 | 2,189,000 | 2,956,000 |
| Noninterest income | 55,000 | 108,000 | 161,000 | 222,000 |
| Noninterest expense | 389,000 | 764,000 | 1,177,000 | 1,654,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 350,000 | 740,000 | 1,128,000 | 1,464,000 |
| Income tax | 37,000 | 77,000 | 125,000 | 216,000 |
| Net income | 313,000 | 663,000 | 1,003,000 | 1,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,825,000 | 19,175,000 | 19,128,000 | 19,372,000 |