Call reports 2023
OTTOVILLE BANK COMPANY, THE — 2023
What OTTOVILLE BANK COMPANY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 86,811,000 | 86,329,000 | 85,693,000 | 85,049,000 |
| Total loans | 41,629,000 | 40,396,000 | 42,515,000 | 44,856,000 |
| Allowance for loan losses | 1,034,000 | 1,049,000 | 1,064,000 | 1,079,000 |
| Securities available for sale | 29,827,000 | 29,233,000 | 27,199,000 | 27,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,478,000 | 66,976,000 | 67,027,000 | 65,364,000 |
| Interest-bearing deposits | 54,720,000 | 53,919,000 | 53,175,000 | 51,719,000 |
| Noninterest-bearing deposits | 12,758,000 | 13,057,000 | 13,852,000 | 13,645,000 |
| Equity capital | 16,845,000 | 16,971,000 | 16,379,000 | 17,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 764,000 | 1,567,000 | 2,276,000 | 3,126,000 |
| Interest expense | 44,000 | 128,000 | 244,000 | 380,000 |
| Net interest income | 720,000 | 1,439,000 | 2,032,000 | 2,746,000 |
| Noninterest income | 49,000 | 103,000 | 157,000 | 214,000 |
| Noninterest expense | 374,000 | 771,000 | 1,173,000 | 1,654,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 380,000 | 741,000 | 971,000 | 1,246,000 |
| Income tax | 39,000 | 79,000 | 118,000 | 160,000 |
| Net income | 341,000 | 662,000 | 853,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,504,000 | 18,826,000 | 18,654,000 | 18,887,000 |