Call reports 2022
OTTOVILLE BANK COMPANY, THE — 2022
What OTTOVILLE BANK COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 92,262,000 | 91,364,000 | 87,986,000 | 87,506,000 |
| Total loans | 44,885,000 | 44,051,000 | 43,396,000 | 43,920,000 |
| Allowance for loan losses | 973,000 | 988,000 | 1,003,000 | 1,018,000 |
| Securities available for sale | 28,376,000 | 28,994,000 | 30,422,000 | 29,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,497,000 | 72,227,000 | 69,526,000 | 68,628,000 |
| Interest-bearing deposits | 57,470,000 | 58,526,000 | 55,958,000 | 54,346,000 |
| Noninterest-bearing deposits | 15,027,000 | 13,701,000 | 13,568,000 | 14,282,000 |
| Equity capital | 17,091,000 | 16,542,000 | 15,981,000 | 16,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 594,000 | 1,221,000 | 1,923,000 | 2,690,000 |
| Interest expense | 37,000 | 66,000 | 95,000 | 128,000 |
| Net interest income | 557,000 | 1,155,000 | 1,828,000 | 2,562,000 |
| Noninterest income | 119,000 | 172,000 | 226,000 | 284,000 |
| Noninterest expense | 386,000 | 758,000 | 1,121,000 | 1,566,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 275,000 | 539,000 | 888,000 | 1,220,000 |
| Income tax | 31,000 | 59,000 | 83,000 | 163,000 |
| Net income | 244,000 | 480,000 | 805,000 | 1,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,985,000 | 18,221,000 | 18,258,000 | 18,510,000 |