Call reports 2021
OTTOVILLE BANK COMPANY, THE — 2021
What OTTOVILLE BANK COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 88,554,000 | 89,653,000 | 89,971,000 | 88,872,000 |
| Total loans | 40,810,000 | 41,074,000 | 40,955,000 | 42,424,000 |
| Allowance for loan losses | 912,000 | 927,000 | 942,000 | 957,000 |
| Securities available for sale | 28,537,000 | 29,275,000 | 30,379,000 | 30,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,547,000 | 68,399,000 | 68,868,000 | 67,878,000 |
| Interest-bearing deposits | 42,653,000 | 55,027,000 | 56,480,000 | 53,821,000 |
| Noninterest-bearing deposits | 24,894,000 | 13,372,000 | 12,388,000 | 14,057,000 |
| Equity capital | 17,857,000 | 17,998,000 | 18,246,000 | 18,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 579,000 | 1,168,000 | 1,755,000 | 2,365,000 |
| Interest expense | 65,000 | 115,000 | 160,000 | 204,000 |
| Net interest income | 514,000 | 1,053,000 | 1,595,000 | 2,161,000 |
| Noninterest income | 80,000 | 284,000 | 466,000 | 532,000 |
| Noninterest expense | 421,000 | 828,000 | 1,247,000 | 1,684,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 158,000 | 479,000 | 769,000 | 949,000 |
| Income tax | 25,000 | 50,000 | 75,000 | 101,000 |
| Net income | 133,000 | 429,000 | 694,000 | 848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,536,000 | 17,573,000 | 17,839,000 | 17,741,000 |