Call reports 2020
OTTOVILLE BANK COMPANY, THE — 2020
What OTTOVILLE BANK COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 82,184,000 | 84,385,000 | 85,541,000 | 87,421,000 |
| Total loans | 45,179,000 | 40,991,000 | 41,843,000 | 41,390,000 |
| Allowance for loan losses | 848,000 | 863,000 | 878,000 | 897,000 |
| Securities available for sale | 21,264,000 | 24,097,000 | 27,494,000 | 27,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,944,000 | 62,349,000 | 64,043,000 | 65,931,000 |
| Interest-bearing deposits | 51,830,000 | 51,555,000 | 53,669,000 | 54,070,000 |
| Noninterest-bearing deposits | 9,114,000 | 10,794,000 | 10,374,000 | 11,861,000 |
| Equity capital | 17,248,000 | 17,778,000 | 17,943,000 | 17,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 706,000 | 1,361,000 | 1,988,000 | 2,606,000 |
| Interest expense | 89,000 | 182,000 | 266,000 | 344,000 |
| Net interest income | 617,000 | 1,179,000 | 1,722,000 | 2,262,000 |
| Noninterest income | 59,000 | 185,000 | 245,000 | 380,000 |
| Noninterest expense | 390,000 | 778,000 | 1,168,000 | 1,571,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 271,000 | 556,000 | 787,000 | 1,047,000 |
| Income tax | 34,000 | 67,000 | 100,000 | 129,000 |
| Net income | 237,000 | 489,000 | 687,000 | 918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,272,000 | 17,231,000 | 17,429,000 | 17,402,000 |