Call reports 2018
OTTOVILLE BANK COMPANY, THE — 2018
What OTTOVILLE BANK COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 85,219,000 | 82,048,000 | 81,962,000 | 81,317,000 |
| Total loans | 48,633,000 | 48,163,000 | 48,644,000 | 47,606,000 |
| Allowance for loan losses | 753,000 | 769,000 | 784,000 | 800,000 |
| Securities available for sale | 25,200,000 | 24,460,000 | 23,859,000 | 22,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,108,000 | 60,003,000 | 60,428,000 | 59,671,000 |
| Interest-bearing deposits | 56,088,000 | 50,737,000 | 51,173,000 | 49,354,000 |
| Noninterest-bearing deposits | 9,020,000 | 9,266,000 | 9,255,000 | 10,317,000 |
| Equity capital | 15,966,000 | 15,913,000 | 16,029,000 | 16,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,524,000 | 2,294,000 | 3,061,000 |
| Interest expense | 84,000 | 161,000 | 267,000 | 375,000 |
| Net interest income | 674,000 | 1,363,000 | 2,027,000 | 2,686,000 |
| Noninterest income | 50,000 | 103,000 | 157,000 | 255,000 |
| Noninterest expense | 434,000 | 854,000 | 1,250,000 | 1,664,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 275,000 | 582,000 | 889,000 | 1,217,000 |
| Income tax | 49,000 | 95,000 | 143,000 | 199,000 |
| Net income | 226,000 | 487,000 | 746,000 | 1,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,432,000 | 16,401,000 | 16,660,000 | 16,613,000 |
| Total capital | 17,116,000 | 17,074,000 | 17,337,000 | 17,276,000 |
| Risk-weighted assets | 54,619,000 | 53,730,000 | 54,052,000 | 52,872,000 |