Call reports 2017
OTTOVILLE BANK COMPANY, THE — 2017
What OTTOVILLE BANK COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 83,071,000 | 83,422,000 | 83,496,000 | 82,895,000 |
| Total loans | 44,419,000 | 45,790,000 | 45,588,000 | 45,977,000 |
| Allowance for loan losses | 692,000 | 707,000 | 722,000 | 738,000 |
| Securities available for sale | 28,413,000 | 27,385,000 | 27,494,000 | 26,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,111,000 | 62,335,000 | 62,806,000 | 62,052,000 |
| Interest-bearing deposits | 52,597,000 | 52,608,000 | 53,714,000 | 52,236,000 |
| Noninterest-bearing deposits | 9,514,000 | 9,727,000 | 9,092,000 | 9,816,000 |
| Equity capital | 16,159,000 | 16,321,000 | 16,488,000 | 16,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,496,000 | 2,216,000 | 2,990,000 |
| Interest expense | 60,000 | 120,000 | 187,000 | 260,000 |
| Net interest income | 664,000 | 1,376,000 | 2,029,000 | 2,730,000 |
| Noninterest income | 43,000 | 88,000 | 134,000 | 178,000 |
| Noninterest expense | 409,000 | 809,000 | 1,210,000 | 1,658,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 284,000 | 627,000 | 910,000 | 1,193,000 |
| Income tax | 43,000 | 85,000 | 126,000 | 347,000 |
| Net income | 241,000 | 542,000 | 784,000 | 846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,213,000 | 16,189,000 | 16,432,000 | 16,204,000 |
| Total capital | 16,865,000 | 16,850,000 | 17,085,000 | 16,860,000 |
| Risk-weighted assets | 52,141,000 | 52,855,000 | 52,244,000 | 52,401,000 |