Call reports 2015
OTTOVILLE BANK COMPANY, THE — 2015
What OTTOVILLE BANK COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 82,716,000 | 80,773,000 | 79,393,000 | 82,642,000 |
| Total loans | 36,552,000 | 36,884,000 | 37,911,000 | 40,091,000 |
| Allowance for loan losses | 648,000 | 665,000 | 681,000 | 644,000 |
| Securities available for sale | 33,305,000 | 35,315,000 | 31,802,000 | 33,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,473,000 | 59,903,000 | 58,943,000 | 60,275,000 |
| Interest-bearing deposits | 51,892,000 | 50,288,000 | 49,040,000 | 49,277,000 |
| Noninterest-bearing deposits | 9,581,000 | 9,615,000 | 9,903,000 | 10,998,000 |
| Equity capital | 16,058,000 | 15,607,000 | 16,002,000 | 15,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,397,000 | 2,102,000 | 2,830,000 |
| Interest expense | 62,000 | 121,000 | 179,000 | 239,000 |
| Net interest income | 627,000 | 1,276,000 | 1,923,000 | 2,591,000 |
| Noninterest income | 47,000 | 95,000 | 145,000 | 195,000 |
| Noninterest expense | 409,000 | 811,000 | 1,208,000 | 1,608,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 257,000 | 537,000 | 846,000 | 1,150,000 |
| Income tax | 32,000 | 65,000 | 97,000 | 141,000 |
| Net income | 225,000 | 472,000 | 749,000 | 1,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,385,000 | 15,349,000 | 15,625,000 | 15,563,000 |
| Total capital | 15,931,000 | 15,901,000 | 16,205,000 | 16,163,000 |
| Risk-weighted assets | 43,644,000 | 44,070,000 | 46,368,000 | 48,025,000 |