Call reports 2014
OTTOVILLE BANK COMPANY, THE — 2014
What OTTOVILLE BANK COMPANY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 83,091,000 | 83,674,000 | 82,821,000 | 84,977,000 |
| Total loans | 35,096,000 | 37,129,000 | 38,015,000 | 37,150,000 |
| Allowance for loan losses | 578,000 | 595,000 | 611,000 | 632,000 |
| Securities available for sale | 37,193,000 | 38,628,000 | 35,608,000 | 34,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,758,000 | 62,026,000 | 61,355,000 | 63,452,000 |
| Interest-bearing deposits | 52,626,000 | 52,517,000 | 52,016,000 | 52,129,000 |
| Noninterest-bearing deposits | 9,132,000 | 9,509,000 | 9,339,000 | 11,323,000 |
| Equity capital | 15,164,000 | 15,318,000 | 15,694,000 | 15,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,497,000 | 2,257,000 | 3,014,000 |
| Interest expense | 71,000 | 142,000 | 208,000 | 272,000 |
| Net interest income | 669,000 | 1,355,000 | 2,049,000 | 2,742,000 |
| Noninterest income | 47,000 | 93,000 | 146,000 | 196,000 |
| Noninterest expense | 401,000 | 804,000 | 1,210,000 | 1,630,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 302,000 | 616,000 | 941,000 | 1,268,000 |
| Income tax | 19,000 | 37,000 | 66,000 | 117,000 |
| Net income | 283,000 | 579,000 | 875,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,983,000 | 14,931,000 | 15,227,000 | 15,160,000 |
| Total capital | 15,561,000 | 15,526,000 | 15,838,000 | 15,762,000 |
| Risk-weighted assets | 47,250,000 | 48,595,000 | 49,110,000 | 48,096,000 |