Call reports 2013
OTTOVILLE BANK COMPANY, THE — 2013
What OTTOVILLE BANK COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 81,735,000 | 80,876,000 | 81,796,000 | 82,007,000 |
| Total loans | 30,975,000 | 31,842,000 | 33,432,000 | 35,363,000 |
| Allowance for loan losses | 500,000 | 506,000 | 542,000 | 559,000 |
| Securities available for sale | 37,058,000 | 35,641,000 | 39,185,000 | 38,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,627,000 | 60,093,000 | 60,609,000 | 60,899,000 |
| Interest-bearing deposits | 51,185,000 | 50,657,000 | 50,907,000 | 48,734,000 |
| Noninterest-bearing deposits | 8,442,000 | 9,436,000 | 9,702,000 | 12,165,000 |
| Equity capital | 15,517,000 | 14,596,000 | 14,907,000 | 14,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 699,000 | 1,406,000 | 2,138,000 | 2,887,000 |
| Interest expense | 75,000 | 148,000 | 219,000 | 289,000 |
| Net interest income | 624,000 | 1,258,000 | 1,919,000 | 2,598,000 |
| Noninterest income | 48,000 | 96,000 | 148,000 | 199,000 |
| Noninterest expense | 357,000 | 753,000 | 1,152,000 | 1,573,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 332,000 | 586,000 | 799,000 | 1,093,000 |
| Income tax | 15,000 | 31,000 | 53,000 | 60,000 |
| Net income | 317,000 | 555,000 | 746,000 | 1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,604,000 | 14,509,000 | 14,700,000 | 14,700,000 |
| Total capital | 15,104,000 | 15,015,000 | 15,242,000 | 15,259,000 |
| Risk-weighted assets | 42,843,000 | 43,762,000 | 45,468,000 | 46,896,000 |