Call reports 2011
OTTOVILLE BANK COMPANY, THE — 2011
What OTTOVILLE BANK COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 75,709,000 | 75,519,000 | 76,737,000 | 79,602,000 |
| Total loans | 30,546,000 | 29,764,000 | 30,625,000 | 30,451,000 |
| Allowance for loan losses | 418,000 | 332,000 | 347,000 | 387,000 |
| Securities available for sale | 33,045,000 | 33,196,000 | 35,825,000 | 38,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,327,000 | 52,840,000 | 53,747,000 | 56,015,000 |
| Interest-bearing deposits | 47,868,000 | 46,400,000 | 45,468,000 | 46,336,000 |
| Noninterest-bearing deposits | 6,459,000 | 6,440,000 | 8,279,000 | 9,679,000 |
| Equity capital | 13,956,000 | 14,267,000 | 14,991,000 | 14,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,452,000 | 2,204,000 | 2,970,000 |
| Interest expense | 105,000 | 205,000 | 293,000 | 374,000 |
| Net interest income | 611,000 | 1,247,000 | 1,911,000 | 2,596,000 |
| Noninterest income | 52,000 | 107,000 | 164,000 | 222,000 |
| Noninterest expense | 376,000 | 751,000 | 1,119,000 | 1,509,000 |
| Provision for loan losses | 15,000 | 40,000 | 70,000 | 110,000 |
| Pretax income | 272,000 | 562,000 | 888,000 | 1,201,000 |
| Income tax | 4,000 | 8,000 | 17,000 | 65,000 |
| Net income | 268,000 | 554,000 | 871,000 | 1,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,681,000 | 13,635,000 | 13,952,000 | 13,868,000 |
| Total capital | 14,099,000 | 13,967,000 | 14,299,000 | 14,255,000 |
| Risk-weighted assets | 39,661,000 | 38,789,000 | 39,193,000 | 38,932,000 |