Call reports 2010
OTTOVILLE BANK COMPANY, THE — 2010
What OTTOVILLE BANK COMPANY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 65,936,000 | 66,835,000 | 71,408,000 | 72,457,000 |
| Total loans | 26,310,000 | 26,946,000 | 27,854,000 | 28,677,000 |
| Allowance for loan losses | 399,000 | 414,000 | 429,000 | 403,000 |
| Securities available for sale | 28,781,000 | 30,763,000 | 31,484,000 | 31,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,684,000 | 46,809,000 | 51,024,000 | 51,660,000 |
| Interest-bearing deposits | 41,184,000 | 41,204,000 | 44,528,000 | 43,956,000 |
| Noninterest-bearing deposits | 5,500,000 | 5,605,000 | 6,496,000 | 7,704,000 |
| Equity capital | 13,510,000 | 13,696,000 | 14,232,000 | 13,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,343,000 | 2,036,000 | 2,741,000 |
| Interest expense | 150,000 | 283,000 | 412,000 | 532,000 |
| Net interest income | 518,000 | 1,060,000 | 1,624,000 | 2,209,000 |
| Noninterest income | 54,000 | 111,000 | 168,000 | 222,000 |
| Noninterest expense | 377,000 | 724,000 | 1,100,000 | 1,483,000 |
| Provision for loan losses | 8,000 | 23,000 | 38,000 | 53,000 |
| Pretax income | 84,000 | 338,000 | 570,000 | 811,000 |
| Income tax | -102,000 | -108,000 | -114,000 | -144,000 |
| Net income | 186,000 | 446,000 | 684,000 | 955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,226,000 | 13,215,000 | 13,450,000 | 13,413,000 |
| Total capital | 13,625,000 | 13,629,000 | 13,879,000 | 13,816,000 |
| Risk-weighted assets | 35,046,000 | 35,275,000 | 36,526,000 | 37,637,000 |