Call reports 2009
OTTOVILLE BANK COMPANY, THE — 2009
What OTTOVILLE BANK COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 57,779,000 | 60,668,000 | 64,137,000 | 67,700,000 |
| Total loans | 22,089,000 | 24,052,000 | 24,014,000 | 24,259,000 |
| Allowance for loan losses | 445,000 | 453,000 | 457,000 | 373,000 |
| Securities available for sale | 26,112,000 | 27,631,000 | 28,948,000 | 28,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,957,000 | 41,981,000 | 44,404,000 | 48,766,000 |
| Interest-bearing deposits | 34,936,000 | 36,973,000 | 38,715,000 | 42,390,000 |
| Noninterest-bearing deposits | 5,021,000 | 5,008,000 | 5,689,000 | 6,376,000 |
| Equity capital | 12,933,000 | 12,799,000 | 13,645,000 | 13,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 681,000 | 1,338,000 | 2,005,000 | 2,641,000 |
| Interest expense | 140,000 | 296,000 | 456,000 | 613,000 |
| Net interest income | 541,000 | 1,042,000 | 1,549,000 | 2,028,000 |
| Noninterest income | 51,000 | 104,000 | 161,000 | 222,000 |
| Noninterest expense | 325,000 | 655,000 | 990,000 | 1,338,000 |
| Provision for loan losses | 7,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 267,000 | 539,000 | 767,000 | 984,000 |
| Income tax | 23,000 | 54,000 | 85,000 | 40,000 |
| Net income | 244,000 | 485,000 | 682,000 | 944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,918,000 | 12,865,000 | 13,059,000 | 13,043,000 |
| Total capital | 13,311,000 | 13,281,000 | 13,473,000 | 13,416,000 |
| Risk-weighted assets | 31,420,000 | 33,267,000 | 33,127,000 | 33,949,000 |