Call reports 2007
OTTOVILLE BANK COMPANY, THE — 2007
What OTTOVILLE BANK COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 53,401,000 | 52,338,000 | 53,776,000 | 55,154,000 |
| Total loans | 24,162,000 | 24,329,000 | 24,406,000 | 22,647,000 |
| Allowance for loan losses | 381,000 | 389,000 | 401,000 | 411,000 |
| Securities available for sale | 23,103,000 | 22,723,000 | 23,189,000 | 23,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,129,000 | 34,191,000 | 34,951,000 | 36,283,000 |
| Interest-bearing deposits | 29,291,000 | 29,277,000 | 29,560,000 | 29,386,000 |
| Noninterest-bearing deposits | 5,838,000 | 4,914,000 | 5,391,000 | 6,897,000 |
| Equity capital | 12,290,000 | 11,990,000 | 12,388,000 | 12,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,434,000 | 2,168,000 | 2,909,000 |
| Interest expense | 269,000 | 544,000 | 832,000 | 1,122,000 |
| Net interest income | 439,000 | 890,000 | 1,336,000 | 1,787,000 |
| Noninterest income | 50,000 | 102,000 | 159,000 | 218,000 |
| Noninterest expense | 277,000 | 551,000 | 823,000 | 1,107,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 204,000 | 425,000 | 649,000 | 876,000 |
| Income tax | 19,000 | 35,000 | 44,000 | 54,000 |
| Net income | 185,000 | 390,000 | 605,000 | 822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,318,000 | 12,289,000 | 12,504,000 | 12,462,000 |
| Total capital | 12,699,000 | 12,678,000 | 12,905,000 | 12,849,000 |
| Risk-weighted assets | 31,785,000 | 32,065,000 | 32,183,000 | 30,989,000 |