Call reports 2001
OTTOVILLE BANK COMPANY, THE — 2001
What OTTOVILLE BANK COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,738,000 | 52,902,000 | 53,948,000 | 54,244,000 |
| Total loans | 28,791,000 | 28,062,000 | 27,449,000 | 25,651,000 |
| Allowance for loan losses | 679,000 | 696,000 | 705,000 | 620,000 |
| Securities available for sale | 18,128,000 | 17,896,000 | 19,992,000 | 23,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,674,000 | 38,359,000 | 38,562,000 | 39,501,000 |
| Interest-bearing deposits | 35,190,000 | 34,720,000 | 34,609,000 | 34,807,000 |
| Noninterest-bearing deposits | 3,484,000 | 3,639,000 | 3,953,000 | 4,694,000 |
| Equity capital | 10,455,000 | 10,455,000 | 10,797,000 | 10,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 927,000 | 1,850,000 | 2,755,000 | 3,605,000 |
| Interest expense | 465,000 | 935,000 | 1,374,000 | 1,764,000 |
| Net interest income | 462,000 | 915,000 | 1,381,000 | 1,841,000 |
| Noninterest income | 12,000 | 22,000 | 51,000 | 89,000 |
| Noninterest expense | 203,000 | 390,000 | 613,000 | 905,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 110,000 |
| Pretax income | 255,000 | 519,000 | 792,000 | 961,000 |
| Income tax | 60,000 | 132,000 | 185,000 | 237,000 |
| Net income | 195,000 | 387,000 | 607,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,209,000 | 10,214,000 | 10,434,000 | 10,356,000 |
| Total capital | 10,628,000 | 10,634,000 | 10,868,000 | 10,836,000 |
| Risk-weighted assets | 33,245,000 | 33,772,000 | 34,466,000 | 38,283,000 |