Call reports 2026
FARMERS AND MERCHANTS BANK — 2026
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 83,760,000 | 80,311,000 |
| Total loans | 25,101,000 | 24,514,000 |
| Allowance for loan losses | 453,000 | 451,000 |
| Securities available for sale | 34,633,000 | 34,557,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 73,307,000 | 69,853,000 |
| Interest-bearing deposits | 55,740,000 | 54,028,000 |
| Noninterest-bearing deposits | 17,567,000 | 15,825,000 |
| Equity capital | 10,041,000 | 9,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 921,000 | 1,855,000 |
| Interest expense | 304,000 | 610,000 |
| Net interest income | 617,000 | 1,245,000 |
| Noninterest income | 52,000 | 99,000 |
| Noninterest expense | 312,000 | 654,000 |
| Provision for loan losses | 40,000 | 58,000 |
| Pretax income | 317,000 | 632,000 |
| Income tax | 0 | 0 |
| Net income | 317,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,490,000 | 10,655,000 |