Call reports 2016
FARMERS AND MERCHANTS BANK — 2016
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 54,732,000 | 50,934,000 | 53,885,000 | 51,913,000 |
| Total loans | 16,547,000 | 17,792,000 | 17,848,000 | 17,886,000 |
| Allowance for loan losses | 491,000 | 496,000 | 476,000 | 488,000 |
| Securities available for sale | 19,880,000 | 19,488,000 | 19,727,000 | 18,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,057,000 | 44,144,000 | 47,022,000 | 45,259,000 |
| Interest-bearing deposits | 36,649,000 | 33,355,000 | 32,603,000 | 33,529,000 |
| Noninterest-bearing deposits | 11,408,000 | 10,789,000 | 14,419,000 | 11,730,000 |
| Equity capital | 6,619,000 | 6,712,000 | 6,777,000 | 6,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 321,000 | 638,000 | 957,000 | 1,275,000 |
| Interest expense | 29,000 | 57,000 | 85,000 | 112,000 |
| Net interest income | 292,000 | 581,000 | 872,000 | 1,163,000 |
| Noninterest income | 52,000 | 106,000 | 161,000 | 210,000 |
| Noninterest expense | 229,000 | 462,000 | 688,000 | 916,000 |
| Provision for loan losses | 6,000 | 12,000 | 22,000 | 34,000 |
| Pretax income | 109,000 | 220,000 | 330,000 | 430,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 220,000 | 330,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,543,000 | 6,614,000 | 6,683,000 | 6,734,000 |
| Total capital | 6,820,000 | 6,900,000 | 6,973,000 | 7,017,000 |
| Risk-weighted assets | 21,972,000 | 22,677,000 | 23,034,000 | 22,453,000 |