Call reports 2015
FARMERS AND MERCHANTS BANK — 2015
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 62,478,000 | 57,260,000 | 55,626,000 | 54,179,000 |
| Total loans | 17,739,000 | 18,030,000 | 16,605,000 | 16,818,000 |
| Allowance for loan losses | 516,000 | 509,000 | 491,000 | 484,000 |
| Securities available for sale | 20,176,000 | 20,050,000 | 19,855,000 | 19,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,027,000 | 50,796,000 | 49,050,000 | 47,643,000 |
| Interest-bearing deposits | 41,123,000 | 38,357,000 | 37,393,000 | 36,071,000 |
| Noninterest-bearing deposits | 14,904,000 | 12,439,000 | 11,657,000 | 11,572,000 |
| Equity capital | 6,383,000 | 6,383,000 | 6,492,000 | 6,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 650,000 | 961,000 | 1,274,000 |
| Interest expense | 32,000 | 63,000 | 94,000 | 124,000 |
| Net interest income | 300,000 | 587,000 | 867,000 | 1,150,000 |
| Noninterest income | 49,000 | 102,000 | 157,000 | 214,000 |
| Noninterest expense | 215,000 | 450,000 | 673,000 | 909,000 |
| Provision for loan losses | 0 | 5,000 | 12,000 | 25,000 |
| Pretax income | 134,000 | 234,000 | 339,000 | 430,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 234,000 | 339,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,288,000 | 6,348,000 | 6,423,000 | 6,464,000 |
| Total capital | 6,581,000 | 6,649,000 | 6,694,000 | 6,741,000 |
| Risk-weighted assets | 23,224,000 | 23,950,000 | 21,508,000 | 22,007,000 |