Call reports 2013
FARMERS AND MERCHANTS BANK — 2013
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 55,620,000 | 55,617,000 | 56,232,000 | 59,998,000 |
| Total loans | 20,367,000 | 20,631,000 | 19,168,000 | 18,139,000 |
| Allowance for loan losses | 473,000 | 473,000 | 479,000 | 483,000 |
| Securities available for sale | 16,867,000 | 16,506,000 | 16,430,000 | 17,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,821,000 | 49,904,000 | 50,460,000 | 54,160,000 |
| Interest-bearing deposits | 39,098,000 | 40,006,000 | 39,922,000 | 41,892,000 |
| Noninterest-bearing deposits | 10,723,000 | 9,898,000 | 10,538,000 | 12,268,000 |
| Equity capital | 5,730,000 | 5,625,000 | 5,677,000 | 5,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 699,000 | 1,043,000 | 1,377,000 |
| Interest expense | 39,000 | 77,000 | 115,000 | 154,000 |
| Net interest income | 309,000 | 622,000 | 928,000 | 1,223,000 |
| Noninterest income | 49,000 | 102,000 | 159,000 | 214,000 |
| Noninterest expense | 228,000 | 462,000 | 691,000 | 945,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 36,000 |
| Pretax income | 118,000 | 238,000 | 360,000 | 456,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | 238,000 | 360,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,585,000 | 5,675,000 | 5,767,000 | 5,833,000 |
| Total capital | 5,840,000 | 5,933,000 | 6,007,000 | 6,060,000 |
| Risk-weighted assets | 23,627,000 | 25,608,000 | 24,388,000 | 24,378,000 |