Call reports 2012
FARMERS AND MERCHANTS BANK — 2012
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 55,027,000 | 54,617,000 | 55,437,000 | 53,866,000 |
| Total loans | 21,194,000 | 19,808,000 | 20,127,000 | 20,939,000 |
| Allowance for loan losses | 496,000 | 517,000 | 500,000 | 475,000 |
| Securities available for sale | 14,399,000 | 15,534,000 | 15,949,000 | 16,449,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,512,000 | 48,943,000 | 49,639,000 | 48,166,000 |
| Interest-bearing deposits | 39,478,000 | 38,501,000 | 39,876,000 | 38,321,000 |
| Noninterest-bearing deposits | 10,034,000 | 10,442,000 | 9,763,000 | 9,845,000 |
| Equity capital | 5,447,000 | 5,557,000 | 5,681,000 | 5,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 772,000 | 1,129,000 | 1,492,000 |
| Interest expense | 50,000 | 96,000 | 138,000 | 180,000 |
| Net interest income | 339,000 | 676,000 | 991,000 | 1,312,000 |
| Noninterest income | 50,000 | 100,000 | 148,000 | 202,000 |
| Noninterest expense | 214,000 | 436,000 | 674,000 | 924,000 |
| Provision for loan losses | 20,000 | 37,000 | 51,000 | 75,000 |
| Pretax income | 155,000 | 303,000 | 414,000 | 517,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 155,000 | 303,000 | 414,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,246,000 | 5,364,000 | 5,445,000 | 5,497,000 |
| Total capital | 5,511,000 | 5,612,000 | 5,697,000 | 5,759,000 |
| Risk-weighted assets | 23,464,000 | 23,144,000 | 23,286,000 | 24,768,000 |