Call reports 2011
FARMERS AND MERCHANTS BANK — 2011
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 47,682,000 | 48,046,000 | 52,838,000 | 53,474,000 |
| Total loans | 21,764,000 | 21,872,000 | 21,798,000 | 22,086,000 |
| Allowance for loan losses | 485,000 | 482,000 | 482,000 | 481,000 |
| Securities available for sale | 12,989,000 | 12,164,000 | 12,826,000 | 14,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,554,000 | 42,780,000 | 47,449,000 | 48,084,000 |
| Interest-bearing deposits | 35,352,000 | 35,768,000 | 36,473,000 | 35,259,000 |
| Noninterest-bearing deposits | 7,202,000 | 7,012,000 | 10,976,000 | 12,825,000 |
| Equity capital | 5,047,000 | 5,155,000 | 5,277,000 | 5,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 789,000 | 1,193,000 | 1,592,000 |
| Interest expense | 83,000 | 152,000 | 215,000 | 273,000 |
| Net interest income | 312,000 | 637,000 | 978,000 | 1,319,000 |
| Noninterest income | 45,000 | 91,000 | 135,000 | 180,000 |
| Noninterest expense | 221,000 | 437,000 | 671,000 | 918,000 |
| Provision for loan losses | 10,000 | 57,000 | 92,000 | 123,000 |
| Pretax income | 126,000 | 234,000 | 350,000 | 458,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 234,000 | 350,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,878,000 | 4,956,000 | 5,042,000 | 5,120,000 |
| Total capital | 5,161,000 | 5,229,000 | 5,314,000 | 5,396,000 |
| Risk-weighted assets | 22,446,000 | 22,829,000 | 22,689,000 | 23,618,000 |