Call reports 2010
FARMERS AND MERCHANTS BANK — 2010
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 39,535,000 | 40,175,000 | 42,904,000 | 46,077,000 |
| Total loans | 22,315,000 | 22,452,000 | 21,232,000 | 22,059,000 |
| Allowance for loan losses | 487,000 | 502,000 | 503,000 | 481,000 |
| Securities available for sale | 9,249,000 | 9,569,000 | 10,732,000 | 12,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,611,000 | 35,122,000 | 37,775,000 | 41,036,000 |
| Interest-bearing deposits | 29,000,000 | 28,952,000 | 31,520,000 | 33,548,000 |
| Noninterest-bearing deposits | 5,611,000 | 6,170,000 | 6,255,000 | 7,488,000 |
| Equity capital | 4,835,000 | 4,950,000 | 5,029,000 | 4,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 422,000 | 845,000 | 1,263,000 | 1,675,000 |
| Interest expense | 97,000 | 192,000 | 286,000 | 376,000 |
| Net interest income | 325,000 | 653,000 | 977,000 | 1,299,000 |
| Noninterest income | 51,000 | 104,000 | 154,000 | 207,000 |
| Noninterest expense | 192,000 | 401,000 | 627,000 | 939,000 |
| Provision for loan losses | 10,000 | 32,000 | 42,000 | 52,000 |
| Pretax income | 174,000 | 324,000 | 462,000 | 515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 174,000 | 324,000 | 462,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,637,000 | 4,727,000 | 4,805,000 | 4,782,000 |
| Total capital | 4,926,000 | 5,019,000 | 5,087,000 | 5,071,000 |
| Risk-weighted assets | 22,920,000 | 23,155,000 | 22,330,000 | 22,925,000 |