Call reports 2009
FARMERS AND MERCHANTS BANK — 2009
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 36,523,000 | 36,708,000 | 37,246,000 | 38,363,000 |
| Total loans | 21,742,000 | 22,104,000 | 21,918,000 | 21,885,000 |
| Allowance for loan losses | 450,000 | 467,000 | 477,000 | 464,000 |
| Securities available for sale | 9,730,000 | 9,208,000 | 10,036,000 | 9,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,776,000 | 31,885,000 | 32,290,000 | 33,547,000 |
| Interest-bearing deposits | 26,629,000 | 26,500,000 | 26,727,000 | 27,828,000 |
| Noninterest-bearing deposits | 5,147,000 | 5,385,000 | 5,563,000 | 5,719,000 |
| Equity capital | 4,618,000 | 4,674,000 | 4,838,000 | 4,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 920,000 | 1,361,000 | 1,790,000 |
| Interest expense | 136,000 | 253,000 | 362,000 | 465,000 |
| Net interest income | 328,000 | 667,000 | 999,000 | 1,325,000 |
| Noninterest income | 44,000 | 91,000 | 145,000 | 200,000 |
| Noninterest expense | 192,000 | 402,000 | 601,000 | 897,000 |
| Provision for loan losses | 16,000 | 38,000 | 40,000 | 40,000 |
| Pretax income | 165,000 | 324,000 | 509,000 | 594,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 165,000 | 324,000 | 509,000 | 594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,419,000 | 4,533,000 | 4,628,000 | 4,513,000 |
| Total capital | 4,706,000 | 4,822,000 | 4,913,000 | 4,802,000 |
| Risk-weighted assets | 22,771,000 | 22,910,000 | 22,623,000 | 22,945,000 |